Oct 17 2018

Business Finance and Corporate Value by CL King and Associates

The primary goal of business finance is to maximize corporate value while also reducing a firm’s financial risk. Whether you are starting a business, expanding it or investing in it to keep it competitive you are going to need finance help at some stage of your business venture. Funding is one of the main keys to success in business and without the correct form and the right amount your venture is most likely to fail.

 

You may need to cover day-to-day expenses or you might need to cover the cost of new equipment. There are a lot of aspects within your company that will cost and that will need to be covered by funding; the rent or mortgage on your premises, all of the equipment that you will need to get your business going, all of your bills for the first few months and all of your staff wages. The finance that you gain will be used to pretty much run your company for the first few months of it being in existence, which is why it is so important that you get the right amount of finance to ensure you can run your venture.

 

When you are looking and seeking out your funding there are many avenues that are open to you such as the following:

 

Loans

Overdrafts

Credit cards

Family and friends

Government grants

Business angels

Venture capitalists

 

When you are choosing and applying for your finance it is important that you keep the people who matter in the know and that you ensure you recognise the needs of people involved in your business, for example banks and the Inland Revenue, if you keep people informed they are more likely to be sympathetic to your needs. You should also aim to raise more cash than you need that way you can rest assure that all of your business expenses will be taken care of as the last thing you want to be doing is going back to your money lender and asking for more money.

 

If you are about to approach an avenue for capital, stop! Do you have your business plan? Your plan is a written statement of intent, it details everything that you want from your business and how you intend on achieving it. One of the sections within your plan will detail your financial forecast. It will describe all of your financial outgoings and how you intend on funding your business, which will include how much capital you are hoping to gain from which ever financial avenue you approach. Your business plan will demonstrate what you require your finance for. It will show why you need the amount that you do and how you intend to spend it. If your finance is coming from aspects such as a bank loan, which will need to be paid back, your business plan will describe how it will be repaid.

 

To learn more, consult with the experts at CL King and Associates. CL King provides investment banking, equity research, sales and trading, and investor services to corporations and institutions. CL King’s Corporate Services unit offers specialized services and objective advice to help corporate clients achieve flawless execution directly in the capital markets. You can call at 518.447.8050

 

Or visit here: http://www.clking.com/

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Oct 14 2018

Investment Opportunities in The Forex Market

If you are an investor, there are a lot of opportunities for you out there. The foreign exchange market is one of the most lucrative investment opportunities that you can avail. It is also known as FX or Forex. As a matter of fact, it’s one of the biggest financial markets where $4 trillion of value is traded on a daily basis.

 

Actually, this market is robust and consists of retail investors, investment firms, hedge funds, banks, commercial companies, and central banks. This market lets anyone buy, sell and make speculations on different foreign currencies. Read on to know more.

 

 

Investment

 

You can invest in this business in many ways. However, before you go ahead, our experts at CL King suggest that you explore and look for the best investment opportunities based on our targets and investment profile.

 

As you may know, one way of doing this business is to take part in the 24-hour cash. In this case, you can trade currency pairs, such as euro and UD dollars. Since currencies are involved in pairs, your job is to make a bet that a certain currency will rise in value in comparison to the other in a pair. In this case, you will buy and sell pairs based on the current price or exchange rate.

 

Another good option is to deal in FX future where traders make their decision of buying and selling future contracts on the basis of a standard settlement date and size. Just to let you that the biggest FX future market is CME Group, which is based in the US. Therefore, if you are interested in G10 currency pairs, we suggest that you investment in CME Group. Moreover, you also have the option of e-micro products.

 

Foreign currency options also give you a lot of investment opportunities. Actually, this is similar to the FX future contracts, but provides you with the right to buy or sell a non-variable amount of currency on or before a certain date.

 

CDs, ETNs, and ETFs

 

In the Forext market, you can find a lot of investment opportunities, such as CDs, ETNs, and ETFs. It’s important to keep in mind that some ETFS are responsible of managing currency pairs. On the other hand, others deal in a single currency.

 

As far as CDs are concerned, they are not different from the options that a local bank may offer. The only difference is that it will be either in baskets of currencies or a single currency. With this option, as you an investor, you can earn a lot of foreign interest. And with this, you can easily spread your risk.

 

Just like with any type of investment, Forex trading involves some risk. Therefore, if you are going to invest in this market, make sure you have done your homework. Aside from this, you may want to keep an eye on the global events.

 

Long story short, this was a brief introduction to the Forext market as a great investment opportunity. Hope you will find this article helpful.

 

CL King & Associates is Uncovering Hidden Investment Opportunities Since 1972. The company provides investment banking, equity research, sales and trading, and investor services to corporations and institutions. Call us 518.447.8050 today and let us explore some best investment deals for you!

Or visit us here: http://www.clking.com/

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Oct 09 2018

CL King Corporate Finance Consulting – Trendy Assistant to Financing

Finance is now part of most common and trivial activities of routine life. Be it marketing, selling any wares, assistance to any person in any form, finance forms the core element. Finance having widespread branches is not merely confined to regular chores of life. In tune of this discussion, comes the concept of Corporate Finance. Corporate Finance, as the name suggests, deals with the sources of funding for big corporate houses and multi-national companies. It is nothing but the steps taken by managers to make the body corporate more viable and lucrative to share-holders and the tools and scrutiny deployed for allocation of financial resources.

 

As Corporate Finance is big in itself, there are a number of streams of work associated with it. Such activities come under the purview of Corporate Finance Service. Corporate Finance Services includes a wide range of assistance like managing money, which includes banks, credit-card companies, insurance companies, accountancy firms, investment management companies, stock broking firms -to name a few. Many of them provide a series of services under one umbrella.

 

Corporate Finance is quite complicated, specially to an organization or a person just being a fresher and thus comes the idea of Corporate Financial Advisory. The basic ideology behind this is the variety of advisory services that are offered to the MNCs and conglomerates about the financial aspects of operations. Such services may either be provided by Boards of the companies constituted particularly to give shape to this idea or by bodies of professionals, being experts. Moreover, among the numerous finance service, which one is the best suited for a particular company is best judged by Corporate Financial Advisory.

 

The foundation on which the work of a Corporate Financial Adviser is based on is facilitating mergers and acquisitions, joint venture, disposals, apart from others. They are often found in consortium with large investment banks or corporate advisory firms.

 

It may be pertinent to mention here that strategies that are adopted for a specific company is totally different from that of another.. Strategies are the clever techniques that are adopted to tide over war-like situations. These strategies are being designed by Corporate Finance Consulting mechanism. The work is basically the linking of capital markets ideologies, corporate strategies and financial strategies to help executives and their teams for value-addition purposes.

 

CL King & Associates is a boutique consultancy company offering clear, simple, effective and tailor-made financial services and solutions to its clientele. Among the plethora of services that CL King offers, Business Recovery, Valuations, Funding, Corporate Finance Services, Transaction and Advisory comes under the endeavor of Financial Consultancy.

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Oct 01 2018

AAA Corporate Bonds – Top Places to Find Them

As you’re preparing to make a large investment into corporate bonds, you need to consider the risk factors. Unless you are prepared to lose everything in a leap of faith to pursue a very high yield rate, you are likely looking for something of a long-term investment. This means you need to understand where the top AAA corporate bonds are.

 

All corporate bonds are rated. The ratings range from AAA to C, which has to do with the financial strength of the issuing company. is the most secure and thus the lowest risk bond. What this means for you is that when you invest in such a bond, you are likely going to see the promised yield without any kinds of problems along the way. If you invest in anything less secure, you are taking a risk.

 

There are many places that you can find AAA corporate bonds. Some of the top companies in the world don’t have this kind of rating, so you cannot make any kinds of assumptions. The companies that are rated as such can also fluctuate due to annual reports, mergers and acquisitions. Keeping an eye on who has what ratings are then essential to your investment portfolio.

 

Moody’s is one of the best ways to learn about who has the AAA rating in the world of corporate bonds. This is a performance index provided by Moody’s Investment Firm. This company has been used for decades to provide a very macroeconomic look into various companies and insurance firms to show the financial stability of a company. This report is often used as a closer look of interest rates as opposed to the 10-year Treasury Bill as well.

 

You want to work with a financial adviser to get a prospectus on AAA corporate bonds. Your adviser will analyse the market on your behalf and give you a recommendation of corporate bonds based upon the amount of money you have to invest. Since not all bonds are traded at the same value, the amount that you have to invest will greatly impact the number of AAA corporate bonds that you will be able to purchase.

 

Throughout the internet, you will be able to locate corporate bonds that are rated AAA. When you take the time to follow various financial blogs, you can access free financial advice, often where people are talking about which bonds are AAA, AA and even A. While you may not be able to afford the few companies that have the AAA rating, you may be able to go with something slightly more risky without worrying about losing your investment.

 

Business Week, Forbes and other financial publications can be advantageous to read through. If one company is currently building financial stability, they may be rated an AA in one quarter and an AAA in the next. As a result, getting in on the bonds early can prove to be very beneficial to your investment portfolio.

 

Start with talking to your financial adviser about corporate bonds and go from there.

 

Risk is always there, but you can eliminate a lot of it when you take the time to learn about your investment options and seek out an adviser that can assist you.

 

If you have any query regarding this then consult with the experts at CL King and Associates. CL King has acted as Co-Manager for bond offering for many reputed companies such as Walmart, Charter Communications, Southern California Edison and many more.

If you want to learn more, please visit here: http://www.clking.com/about/

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Sep 27 2018

Corporate Banking – Essential Requirement Of Large Corporations

The success of large corporations depends on a variety of factors. Generally proper planning, foresight, human resources and research are amongst the top most factors contributing to the sustained growth of a company. But in the current scenario with cut throat competition, changing or evolving technology, changes in requirements and needs of people or changes in business practices means for corporations to survive and maintain their position, they need much more than just planning and execution.

 

Corporate banking is one such factor which goes a long way in helping the growth of a large corporation. It provides the comprehensive and sophisticated services that a large company requires in today’s business world.

 

Given the huge demand for a proper accountable banking service by these large corporations, most top banks of the world have a separate dedicated operation which caters to the needs of companies that are quite different in requirements and scale as compared to an average small to medium enterprise.

 

Corporate banking requires a huge knowledge base and experience to service all requirements of commerce and industry. It includes a huge selection of commercial and transactional products and services. Some of the typical products and services include corporate funding or financing, bank guarantees, syndication services, foreign exchange services, investments, stocks, derivatives, comprehensive internet banking facilities etc.

 

Corporate lending, trade financing and commodity financing are also some important aspect of corporate banking:

 

Corporate lending: Big varieties of credit products are offered which includes revolving credit lines, term loans, and standby letters of credit and forex facilities. This sector also deals in arranging working capital lines, long term debt, acquisition finance, bridge financing and some other syndicated services.

 

Trade financing: this sector of banking provides very powerful trade services for the efficient movement of goods. This includes automated letter of credit system and documentary collection services.

 

Commodity financing: this banking sector is considered “the boss” of the industry when it comes to financing trade flows for some agricultural products such as grain, cotton, coffee, sugar, cocoa and a variety of other commodities. Short term and midterm credit facility is also available on going exchange related requirements.

 

From the corporate banks point of view, it is very essential to form teams to handle requirement of individual companies as personalized services are the pre requisite for handling such operations. Also it goes well beyond simply providing banking products and services to corporations. It involves lot of consulting and one on one interaction as well. Consulting services could be required on a range of issues like mergers and acquisitions, foreign trade, company liquidity etc.

 

CL King & Associates has a team of highly skilled and highly pro active personnel who are able to cater to all of the requirements of a corporate client, no matter how unique or difficult the requirement may be. CL King banking personnel proactively find ways in which to complete the request of the client as it could make a lot of difference to the functioning and growth of the client’s business which is anyways the main reason they need specialized corporate banking services.

If you want to learn more, consult with the experts at CL King and Associates. You can call at 518.447.8050

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Sep 09 2018

Corporate and Investment Banking

Banks have always helped people in the majority of their transactions. These banks were among the first financial institutions ever created by man. These banks protect and multiply the clients’ money while ensuring that they will not get bankrupt in the process. A bank’s general responsibility is to act as the middle agent for the client and its transactions with other commercial entities. However, due to the huge scope of banking in the daily transactions in the financial market, it became necessary to differentiate them according to the activities that they are involved in.

 

Two of the most specific types of banking are the corporate and investment banking. Corporate banking is involved in the various transactions of small to large corporations and business ventures; the focus is on the corporate accounts. On the other hand, investment banking is involved in the investment transactions of various financial entities including corporations and governments; the focus is on the aspect of the investments. Let us differentiate corporate and investment banking.

 

Investment banks offer to help clients with different transactions based on bonds and securities. The clients are provided with advice on the proper acquisition of properties and assets. The clients also purchase from the banks the bonds and securities that would constitute these investments and would later provide them with profit without them working to use the investment. With the discretion of these investment banks, the client’s investment will then be used in the market as another investment, which will provide the client’s dividend at the periods specified. The investment banks do not only guard these assets but also take the risks for the client. These banks have the biggest loss if the investments fail. These investment banks usually offer advice to various clients who operate on a small or large scale. They can cater to the needs of small business ventures, but they can also be adept in helping large companies.

 

A corporation is a legal entity that is usually involved in business and financing. Corporations have shareholders who are co-owners of the company. These shareholders invested a certain increment of money to own the corporation. If a corporation succeeds, then its shareholders also succeed. But if the corporation fails, then all the shareholders-small or big time-will lose the money they had invested. Therefore, decisions made by the corporation as a whole necessitate a mediator who is adept in the ways of the financial market. This is where corporate banks come in. Corporate banking deals with the financial decision-making of corporations. The corporate banks are the ones who provide their clients-in this case, the corporations-with tools and analyses used for making correct decisions. The main goal would be to maximize the earnings and security of the corporation while minimizing the possibility of financial risks. The more stable and correct the decisions of the corporate banks would be, the better the corporation would fare.

 

Banks encompass all aspects of finances. Both corporate and investment banking still aim to protect the clients and their investments and still manage to ensure that the clients and banks both profit gainfully.

 

CL King & Associates is a full-service investment bank and provides equity research, sales and trading, and investor services to corporations and institutions. The focus is on debt and equity capital markets remain the core of our robust platform supported by a well-respected research, sales, trading and clearing operation.

 

To learn more about the services of CL King you can contact at 518.447.8050

To find more details, please visit here: http://www.clking.com/

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Sep 06 2018

Business Finance Consulting and Planning Tools by CL King

Various strategies for cost control will be helpful for most small businesses trying to cope with reduced sales volume. Business planning and consulting are likely to be among the most effective alternatives to help small business owners deal with recent distressed financial conditions.

 

The need for new business planning tools is rarely a high priority for a company that is not experiencing one or more substantial problems. However even for the healthiest business, contingency plans are advisable. The value of contingency planning for business financing is sharply illustrated by recent examples of banks suddenly eliminating commercial loan programs with little or no advance notice. The level of chaos that currently prevails throughout commercial banking unfortunately means that changes can continue to occur with little warning.

 

Business consulting will often not be thoroughly considered by small businesses because of the potential cost. As with any other corporate service, costs cannot be ignored. This is particularly true in the current economic environment because very few businesses have substantial discretionary funds to cover new business expenses. Nevertheless it will sometimes be necessary to spend some money in order to either make money or reduce costs.

 

The growing need for business consulting and management tools is supported by the disturbing number of changes which have occurred throughout the business world recently. To adequately address many of the complicated changes impacting small business loans and working capital financing, most business owners will not have enough technical skills or information. Many banks have imposed significant fee increases for their commercial finance services, and finding effective (and less costly) alternative business funding services will prove difficult for even the most skilled borrower. While there are some viable businesses finance options to replace traditional bank financing, these alternatives can seem confusing simply because they are new and different approaches.

 

Whenever there are complex problems, there are rarely simple solutions. The current difficulties for small business owners are a growing challenge. Similar circumstances have not been seen during the past fifty or more years for most businesses. As a result, even a highly experienced business owner is likely to be missing enough direct experience to make it through the maze of current changes and problems without at least some outside help.

 

It is likely that the most effective (and realistic) business planning tools will actually be a combination of several approaches undertaken with a coordinated effort. As noted above, complicated problems will usually require complex solutions. This will often translate to a series of business management and planning maneuvers that can take a number of months or even several years to complete. Our experts at CL King suggest to small business owners to avoid any business consulting expert that portrays the problem-solving process as quick and easy.

 

Click here to learn more!

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Sep 03 2018

Building Your Corporate Credit

Consumers have Trans-Union, Equifax, and Experian; businesses had multiple reporting agencies as well. However, Dun and Bradstreet’s Paydex score is the most important credit indication for a company. A good paydex score is essential for your long-term and short-term business growth even if you don’t want to get credit cards or cash lines as part of your corporate credit. A good Paydex score can help you negotiate terms for inventory, obtain a lease on a property, or obtain a non-recourse business loan for the purchase of property or vehicles. Dun and Bradstreet make Paydex scores available to the public, basing them on how quickly a business pays its bills. This score will have a greater impact on your ability to obtain corporate credit than any other factor.

 

Some tips by our experts at CL King and Associates to help you make sure your score helps your business instead of hurting it:

 

1) Pay all your bills on time. Dun and Bradstreet uses data from a variety of sources, including your internet, utility, lease, and other payments. A great many companies report their receivables experiences, so some of your suppliers may be involved as well. Business credit is different than personal credit scoring in that a business credit score is related to ongoing expenses to a much greater extent than debt and income, which is why it can be affected negatively, for example, by a late electric bill.

 

2) Keep on top of your score. You can use various software programs that will keep you up to date. You should aim for a Paydex score higher than 70 if you’re looking for continual increases in available corporate credit. As a rule of thumb, multiply a corporate score by ten to get the equivalent personal score. A score of 60, therefore, would equate to a personal score of about 600.

 

3) Building a good Paydex is far easier than building a personal credit score. Simply pay every bill on time. To really ramp up your score pay bills before you even get the invoice. That can help you ramp your score up to the maximum Dun and Bradstreet will allow, a perfect 100.

 

4) Apply for corporate credit with vendors that report to Dun and Bradstreet. Dell Computers has relatively easy qualifications and reports regularly. You can also get business accounts from office supply companies such as Staples. Start out by buying smaller items on credit and paying the invoices early. Always try to negotiate net 30 terms with vendors and pay early. When you’ve developed a good relationship with them, ask them to report your good payment history to Dun and Bradstreet.

 

Keeping on top of your Paydex score will keep you on top of the corporate credit available to your company. Do your best to consider the credit implications of all you do. Don’t forget that a corporate credit score not only equates to ten times the number in terms of a personal score. In general, corporate credit is ten times more available to a company that indicates it is responsible with payment.

 

To learn more, consult with the experts at CL King and Associates. CL King provides investment banking, equity research, sales and trading, and investor services to corporations and institutions. CL King’s Corporate Services unit offers specialized services and objective advice to help corporate clients achieve flawless execution directly in the capital markets. You can call at 518.447.8050

 

Or visit here: http://www.clking.com/

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Aug 30 2018

Raise Your Company’s PR Profile to Maximize Market Valuation

Published by under Market Valuation and tagged: , ,

Technology Public relations is not just about getting products in the media. It is the key to engineering the perception that your company is a leader, an innovator, a market disruptor.

 

Good PR provides a powerful way to giving investors evidence of added intrinsic value that goes well beyond your balance sheet or forecasted future earnings.

 

And because large companies are often “strategic buyers,” the best possible impression of a business must be engineered to create maximum market impact, maximum desirability and the highest possible market value.

 

Raise Your Company’s Public Profile to Maximize Market Valuation

 

Understanding that market perception is a crucial corporate asset has begun to take hold among savvy executives.

Raise your company’s public profile

 

Strong, positive publicity adds value beyond just exposure within your trade customer audience. It concludes with the final advice on maximizing market valuation:

 

Invest in a reputable PR firm to make sure your company gets noticed.

Reputation & Brand Image Count – Don’t Overlook Your Intangible Assets

 

While the value of a reputation is less tangible than property, revenue or cash, more experts are arguing it is possible not only to quantify it but even to predict how image changes through PR will improve a company’s share price or M&A market value. Research conducted by the International Association of Business Communicators found a strong link between a company’s ability to leverage its internal and external communications – an intangible asset on the balance sheet – with a favorable market valuation, saying, “Wall Street is now more interested than ever in the value of intangibles,” like brand perception.

 

Every company should spend as much energy engineering the market’s perception about them as they do engineering their products – every percentage point in increased perceived value will pay back those PR efforts handsomely.

 

CL King & Associates, Inc. operates as a self-clearing service-oriented broker-dealer and an investment bank. The company provides security underwriting and strategic advisory services for mergers, acquisitions, strategic alternatives, and valuation.

To learn more, please visit here: http://www.clking.com/

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Aug 27 2018

Importance of Fundamental Analysis as Part of Stock Valuation

Do you invest regularly in the stock markets? Or are you someone who plans to start investing soon, but, doesn’t know the method to identify the right stocks to invest in?

 

In any case, the key to success in stock market investing is buying or selling a stock at the right price levels. The same stock may prove to be profitable for someone doing it the right way, and may turn into a loss-making investment for others. It is important to have stock valuation done – either by someone (who is an expert) or try doing the same yourself.

 

Fundamental analysis of stocks is a vital stock valuation technique that can help you identify the direction in which a stock price is likely to move in future. For a fundamental stock evaluator, every stock moves towards its intrinsic / real value. If this intrinsic value of a stock is below its market price, it indicates that you can buy the same for higher price levels. On the other hand, if the real value of a stock is above its current market price, it is indicating a sell action on the stock.

 

But, how does one come to know about the intrinsic / real value of any company stock? It is here that the fundamental analysis of a company and the stock helps you. This involves analysis of the existing and future health of the overall economy, followed by an extensive research about the company’s financial reports, management performance, growth potential, annual and quarterly performance history against its peers in the same sector, and so on.

 

Now, you may wonder how you can have so much of time to conduct such fundamental analysis. It is for this reason that you can rely on a team of professionals equity research analysts, like the one CL King & Associates. Equipped with such analytical capabilities, CL King is able to offer investment management services, inclusive of equity investment, portfolio management, etc. Call at 518.447.8647 or visit here: http://www.clking.com/

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