Archive for the 'Corporate Finance' Category

Sep 06 2018

Business Finance Consulting and Planning Tools by CL King

Published by under Corporate Finance

Various strategies for cost control will be helpful for most small businesses trying to cope with reduced sales volume. Business planning and consulting are likely to be among the most effective alternatives to help small business owners deal with recent distressed financial conditions.


The need for new business planning tools is rarely a high priority for a company that is not experiencing one or more substantial problems. However even for the healthiest business, contingency plans are advisable. The value of contingency planning for business financing is sharply illustrated by recent examples of banks suddenly eliminating commercial loan programs with little or no advance notice. The level of chaos that currently prevails throughout commercial banking unfortunately means that changes can continue to occur with little warning.


Business consulting will often not be thoroughly considered by small businesses because of the potential cost. As with any other corporate service, costs cannot be ignored. This is particularly true in the current economic environment because very few businesses have substantial discretionary funds to cover new business expenses. Nevertheless it will sometimes be necessary to spend some money in order to either make money or reduce costs.


The growing need for business consulting and management tools is supported by the disturbing number of changes which have occurred throughout the business world recently. To adequately address many of the complicated changes impacting small business loans and working capital financing, most business owners will not have enough technical skills or information. Many banks have imposed significant fee increases for their commercial finance services, and finding effective (and less costly) alternative business funding services will prove difficult for even the most skilled borrower. While there are some viable businesses finance options to replace traditional bank financing, these alternatives can seem confusing simply because they are new and different approaches.


Whenever there are complex problems, there are rarely simple solutions. The current difficulties for small business owners are a growing challenge. Similar circumstances have not been seen during the past fifty or more years for most businesses. As a result, even a highly experienced business owner is likely to be missing enough direct experience to make it through the maze of current changes and problems without at least some outside help.


It is likely that the most effective (and realistic) business planning tools will actually be a combination of several approaches undertaken with a coordinated effort. As noted above, complicated problems will usually require complex solutions. This will often translate to a series of business management and planning maneuvers that can take a number of months or even several years to complete. Our experts at CL King suggest to small business owners to avoid any business consulting expert that portrays the problem-solving process as quick and easy.


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Sep 03 2018

Building Your Corporate Credit

Published by under Corporate Finance

Consumers have Trans-Union, Equifax, and Experian; businesses had multiple reporting agencies as well. However, Dun and Bradstreet’s Paydex score is the most important credit indication for a company. A good paydex score is essential for your long-term and short-term business growth even if you don’t want to get credit cards or cash lines as part of your corporate credit. A good Paydex score can help you negotiate terms for inventory, obtain a lease on a property, or obtain a non-recourse business loan for the purchase of property or vehicles. Dun and Bradstreet make Paydex scores available to the public, basing them on how quickly a business pays its bills. This score will have a greater impact on your ability to obtain corporate credit than any other factor.


Some tips by our experts at CL King and Associates to help you make sure your score helps your business instead of hurting it:


1) Pay all your bills on time. Dun and Bradstreet uses data from a variety of sources, including your internet, utility, lease, and other payments. A great many companies report their receivables experiences, so some of your suppliers may be involved as well. Business credit is different than personal credit scoring in that a business credit score is related to ongoing expenses to a much greater extent than debt and income, which is why it can be affected negatively, for example, by a late electric bill.


2) Keep on top of your score. You can use various software programs that will keep you up to date. You should aim for a Paydex score higher than 70 if you’re looking for continual increases in available corporate credit. As a rule of thumb, multiply a corporate score by ten to get the equivalent personal score. A score of 60, therefore, would equate to a personal score of about 600.


3) Building a good Paydex is far easier than building a personal credit score. Simply pay every bill on time. To really ramp up your score pay bills before you even get the invoice. That can help you ramp your score up to the maximum Dun and Bradstreet will allow, a perfect 100.


4) Apply for corporate credit with vendors that report to Dun and Bradstreet. Dell Computers has relatively easy qualifications and reports regularly. You can also get business accounts from office supply companies such as Staples. Start out by buying smaller items on credit and paying the invoices early. Always try to negotiate net 30 terms with vendors and pay early. When you’ve developed a good relationship with them, ask them to report your good payment history to Dun and Bradstreet.


Keeping on top of your Paydex score will keep you on top of the corporate credit available to your company. Do your best to consider the credit implications of all you do. Don’t forget that a corporate credit score not only equates to ten times the number in terms of a personal score. In general, corporate credit is ten times more available to a company that indicates it is responsible with payment.


To learn more, consult with the experts at CL King and Associates. CL King provides investment banking, equity research, sales and trading, and investor services to corporations and institutions. CL King’s Corporate Services unit offers specialized services and objective advice to help corporate clients achieve flawless execution directly in the capital markets. You can call at 518.447.8050


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Jul 26 2018

Corporate Investment Banking

Banks are one of the most stable financial institutions created by man to help in his advancement and the management of his finances. Banks represent the clients and their transactions. Banks are expected to be honest and honorable in their activities. Because a lot of different financial activities are catered by the banks, it became necessary to separate them across a thin border line that would specify their transactions and services. Therefore, banks of different interests were born.


Among the many banks that serve various clients, it was again necessary to differentiate the types of clients that the banks handle in order to provide a specific choice that would be most beneficial to both the bank and the client. Banks that offer their services to the general public and mid-market businesses can be categorized as retail banks while those that offer their services to business companies and corporations can be categorized as corporate banks. Also, those banks that are most capable in dealing with the aspects of the financial market can be categorized as investment banks.


Banks with corporate investment banking services like CL King and Associates can therefore be deduced as those that are adept in financial market transactions, which involve businesses and corporations. These corporate investment banks act as the middle agents and arrangers of transactions and acquisitions of controlling interests in various established companies, which are usually operating on a global scale. These banks mainly focus on developing and multiplying the invested capital legally while maintaining the security that the clients need.


Those who are in corporate investment banking have a wide range of clients. Therefore, they have lot of responsibilities that involve all the aspects of corporate transactions. Growing businesses will benefit from the guidance that the corporate investment banks can bestow on them. At the same time, the middle-market companies and large-scale corporations can transact securely with the assistance of these banks.


The various financial services that included in corporate investment banking can include merger advisory, exclusive sales and divestitures, and buy-side and sell-side advisories. Trading and the promotion of cash and securities comprise the sell side while various transactions involving the clients who need to maximize their profits on the investments comprise the buy side.


The corporate clients invest in the bank, which, in turn, takes the risk of investing the clients’ investments in the ever-unpredictable world of the financial market. This is a huge risk for the bank to take on behalf of its clients because it stands to lose its money and its reputation if its transactions are erroneous. To help the corporate clients manage their investments, the bank assists them even after the actual buy. This can take the form of various investment management programs and advisories that would help the clients maintain security in their purchased shares and bonds to meet the specific goals that these clients targeted. The main purpose is to protect the clients and their investments.


A good corporate investment bank like CL King and Associates offers the clients a constant risk management support. This support helps the clients analyze and solve the various risks that they are going to experience in order prevent erroneous trades.

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Jul 24 2018

Corporate Finance Consulting – Trendy Assistant To Financing

Published by under Corporate Finance

Finance is now part of most common and trivial activities of routine life. Be it marketing, selling any wares, assistance to any person in any form, finance forms the core element. Finance having widespread branches is not merely confined to regular chores of life. In tune of this discussion, comes the concept of corporate finance. Corporate finance, as the name suggests, deals with the sources of funding for big corporate houses and multi-national companies. It is the steps taken by managers to make the body corporate more viable and lucrative to share-holders and the tools and scrutiny deployed for allocation of financial resources.


As Corporate Finance is big in itself, there are a number of streams of work associated with it. Such activities come under the purview of corporate finance service. These services include a wide range of assistance like managing money, which includes banks, credit-card companies, insurance companies, accountancy firms, investment management companies, stock broking firms -to name a few. Many of them provide a series of services under one umbrella.


Corporate Finance is quite complicated, specially to an organization or a person just being a fresher and thus comes the idea of Corporate Financial Advisory. The basic ideology behind this is the variety of advisory services that are offered to the MNCs and conglomerates about the financial aspects of operations. Such services may either be provided by Boards of the companies constituted particularly to give shape to this idea or by bodies of professionals, being experts. Moreover, among the numerous finance service, which one is the best suited for a particular company is best judged by Corporate Financial Advisory.


The foundation on which the work of a Corporate Financial Advisor is based on is facilitating mergers and acquisitions, joint venture, disposals, apart from others. They are often found in consortium with large investment banks or corporate advisory firms.


It may be pertinent to mention here that strategies that are adopted for a specific company is totally different from that of another.. Strategies are the clever techniques that are adopted to tide over war-like situations. These strategies are being designed by Corporate Finance Consulting mechanism. The work is basically the linking of capital markets ideologies, corporate strategies and financial strategies to help executives and their teams for value-addition purposes.


Worldwide there have been quite a few firms well-known in their area of expertise as corporate financial consultants. CL King is one of the most experienced firm in this field.

CL King provides investment banking, equity research, sales and trading, and investor services to corporations and institutions. CL King’s Corporate Services unit offers specialized services and objective advice to help corporate clients achieve flawless execution directly in the capital markets.

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Jul 19 2018

Emerging Stock Market Determines The Healthy Corporate Financing

Published by under Corporate Finance

Business corporate of large sizes – airlines, shipping lines, heavy industries and mining etc. need huge capital towards formation and successful running. Governments the world over have a tendency to nationalize a majority of these businesses, keeping in mind the welfare and up gradation of the standard of living of their citizens.


Apart from these Public Sector Undertakings, there are a number of private sector corporate companies to cover up the gap in manufacture, trade and commerce to fulfill the need of the people nationally and internationally. Joint ventures between the Public and Private sector and also between Corporate Companies of two or more nations are very common in the economic field.


All these ventures need capital outlays of immense sizes, running into trillions of appropriate currencies. Leaving alone the small fraction of individual ownerships, a vast majority of these corporate ventures are dependent upon contribution of money from the public at large. Mobilization of such enormous sizes of capital input is facilitated only by issue of shares, stocks and securities to be participated by public investment. The share market business of every country carried out in the trading floors of Stock Exchanges is the back bone of capital mobilization for corporate ventures of high magnitude.


Rules and regulations of corporate formations are being enacted by the Governments to regulate the trade practices, as also a fair and equitable distribution of wealth with no rooms for malpractices. Company Laws of every nation stipulate that, of course with minor differences here and there according to the age old customs and practices, mobilization of public money towards the objective of corporate formation should be done only in accordance with the procedures. The first step for the formation of a business corporate is registration with the authorities by submission, of the Memorandum and Articles of Association describing in detail the share capital and its proposed mobilization methods, apart from other particulars. The registered companies are allowed to issue shares for public subscription after listing them in the respective Stock Exchanges.


These Initial Public Offers (IPO) are being scrutinized by the public with relevance to the strengths and weaknesses of the proposed venture. It is here the Share Market dealings play a vital role in the evaluation of the issue. Such of those corporate companies that have already established goodwill among the public opinion through their performance in earlier years, find it very easy to get their shares oversubscribed than the anticipated quantum. Observers and economists watching the emerging stock market movements guide the investors in this regard.


Secondly Corporate business houses whose shares are performing well in emerging stock markets over the years can capitalize their goodwill into mobilization of huge sums of money by securities, debentures and bonds of public debt for their expansion and diversification activities.


Thirdly, based upon the performance of the shares of companies in the same sectors, like steel, cement, building materials, consumer products and other heavy industries like ship building, mining, airways etc. in the emerging stock markets, new ventures in these sectors also get benefited in easy mobilization of capital from the public. Thus emerging stock markets and movements of share prices in “bullish” or “bearish” trends have a strong bearing on healthy corporate financing in all European, Asian and Southeast Asian countries.


CL King & Associates provides investment banking, equity research, sales and trading, and investor services to corporations and institutions. We co-manage bond offerings, IPOs, follow-ons, secondaries, convertibles, and preferred. In addition, we transact directly in the capital markets on behalf of corporations through our Corporate Services business focused on share repurchase and continuous share offerings (“ATMs”).

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Jul 12 2018

Why Do You Need to Create a Powerful Corporate Identity?

Published by under Corporate Finance

What do you mean by corporate identity? It is the way by which the business audiences and outsiders get the perception about the brand and its offered products & services. It could be by any means through logo designs, brochure designs, and stationary designs etc. All these mediums create a perfect impression before your business audiences by rendering them essential details like services, nature etc. of the company. A well-designed business identity successfully imprints the purpose of its existence and also works as powerful marketing campaign in boosting the business. The designing skills and creativity play a great role in determining how well the target audience perceives the company products and services.

Business chart, diagram, bar, graphic on a white background

In short, the corporate identity is the set of company’s ethos and principles that needs to be well communicable, in order to carry out the business image successfully. The business identity is the graphical representation of the brand essence which can be utilize to promote the brand in the form of marketing, third party media etc. for positive brand recognition. Therefore, it is always suggested to contact professionals for professional quality brand identity. They can provide a well-crafted and convincing identity to leverage your business for brand equity, advertisement, and marketing initiatives for the wide array of business products and services.


In fact, a convincingly designed corporate identity is competent to win the customer’s trust and loyalty, which is most significant factor to earn a reputed niche in the global market. More specifically, a well communicative logo is helpful in attracting customers and also minimizes the investment cost required for advertisement and publicity. As you see, the popular brands like Microsoft, IBM etc. hardly need any advertisement for their products and services, unless they launch new products into the market. Below are the things to be considered while designing and maintaining of business identity suggested by the experts at CL King & Associates a full-service investment bank:


  • Authentic projection of the business: The prime aim of designing the business identity is the authentic projection, i.e. it should reflect the business services articulately. Secondly, the corporate identity should be designed uniquely i.e. should not be pilfer of someone’s ideas or designs.
  • Meaningful & spontaneous: The business identity should be highly meaningful and spontaneously influence the viewer. Just taking the example of McDonald’s that reflects having snacks with fun. Therefore, it absolutely buttresses the requirements for mascots, logos, messages etc in building spontaneous business identity.
  • Don’t step back: The brand identity should clearly reflect the authenticity of the products and services, the business offers. Do not try to get up other unassociated things that may ruin your identity before your potential audiences.
  • Be unique: The prime aim of any corporate identity is to be unique. Don’t speak that your company is different but utilize the drawing broad to prove it, by the means of logo designs, brochure designs and stationary designs.

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